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Our Lending Philosophy

Over the past 10 years, Ricardo Manero has helped hundreds of people grow, learn and succeed while enabling them to create sustainable businesses and thousands of jobs. We make good loans to good people, working with a diverse group of small businesses and nonprofits from all parts of the World.

Our clients are like you, hard-working and smart-thinking. But, when they’re ready to start or expand their business or nonprofit, they may not fit into a bank’s lending guidelines. That’s why banks, credit unions, and community organizations refer so many small businesses and nonprofits to us. Our loan officers (all with extensive banking experience) build just the right financing for each client, with simple paperwork, quick approvals, and flexible payment schedules.